:root{--navy:#10283d;--deep:#092033;--ink:#142b3d;--gold:#a6742b;--pale-gold:#e4c795;--cream:#f7f5ef;--sand:#eee9de;--paper:#fff;--muted:#52616a;--line:#c9c7bf;--focus:#8b4b06;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:18px;line-height:1.65}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a,button{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--focus);outline-offset:5px}.navy :focus-visible,footer :focus-visible{outline-color:var(--pale-gold)}[hidden]{display:none!important}img{max-width:100%;height:auto;display:block}figure{margin:0}h1,h2,h3,p{margin:0}p+p{margin-top:1em}h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.035em;text-wrap:balance}h1{font-size:clamp(42px,4.75vw,72px);line-height:1.06}h1 em{font-weight:400;color:#7c5526}h2{font-size:clamp(35px,3.6vw,54px);line-height:1.13;max-width:930px;margin-bottom:34px}h3{font-size:24px;line-height:1.26;letter-spacing:-.02em;font-weight:600;margin-bottom:14px}h3+p{margin-top:0}.wrap{width:min(1232px,calc(100% - 88px));margin:auto}.narrow{max-width:790px}.lead{font-size:21px;line-height:1.6}.small,.reviewed{font-size:15px;line-height:1.65;color:var(--muted)}.eyebrow,.path-label{font-size:12px;line-height:1.5;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:#795423}.eyebrow{margin:0 0 22px}.preview{text-align:center;background:var(--sand);color:#5b4324;padding:6px 20px;font-size:12px;font-weight:700;letter-spacing:.07em}.skip{position:absolute;top:-150px;left:16px;z-index:1000;background:#fff;padding:12px 20px}.skip:focus{top:14px}.site-header{background:#fff;border-bottom:1px solid #e5e3dd;position:sticky;top:0;z-index:40}.header-inner{display:flex;align-items:center;gap:24px;min-height:102px}.brand{flex:0 0 180px}.brand img{width:180px;height:auto}.site-header nav{display:flex;align-items:center;gap:24px;margin-left:auto;font-size:14px;font-weight:600;line-height:1.4}.site-header nav a{display:flex;align-items:center;min-height:46px;text-decoration:none}.site-header nav a:hover,.site-header nav [aria-current]{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:8px}.nav-contact{border:1px solid var(--navy);padding:8px 14px}.language{font-size:13px;line-height:1.45;min-height:44px;display:flex;align-items:center;max-width:124px}.header-phone{margin-left:auto;font-weight:600;font-size:16px}.menu-toggle{display:none}.hero{padding:70px 0 78px;background:linear-gradient(100deg,#f8f6f0 65%,#eee8dc 65%)}.hero-grid{display:grid;grid-template-columns:1.22fr .78fr;gap:74px;align-items:center}.hero .lead{margin-top:28px;max-width:660px}.hero .button{margin-top:30px}.hero .small{margin-top:16px;max-width:610px}.hero-portrait{position:relative;max-width:430px;justify-self:end;width:100%}.portrait{width:100%;height:auto;aspect-ratio:8/9;object-fit:cover;object-position:50% 40%;border-radius:170px 170px 0 0}.hero-portrait::before{content:'';position:absolute;inset:-13px 14px 18px -13px;border:1px solid #b79660;border-radius:185px 185px 0 0;pointer-events:none}.portrait-caption{position:relative;margin:-3px 0 0;background:var(--navy);color:#fff;padding:20px 25px}.portrait-caption span{font-family:var(--serif);font-size:28px;line-height:1.1}.portrait-caption small{display:block;color:#e6dfd0;font-size:13px;margin-top:8px;line-height:1.5}.hero-paths{margin-top:33px;display:grid;gap:24px}.hero-paths .button{margin-top:10px}.hero-paths .path-label{display:block}.hero-paths .text-link{font-size:18px}.hero-grid:has(>div:only-child){grid-template-columns:1fr}.button{display:inline-flex;align-items:center;justify-content:center;gap:18px;min-height:56px;padding:15px 24px;background:var(--navy);border:1px solid var(--navy);border-radius:2px;color:#fff;text-decoration:none;font-size:16px;font-weight:700;line-height:1.5;text-align:center;transition:background .15s}.button:hover{background:#24445c}.button span{font-size:23px;line-height:1}.button.outline{background:transparent;color:var(--navy)}.button.outline:hover{background:#eee8dc}.text-link{display:inline-block;padding:10px 0;font-size:17px;font-weight:700;text-decoration:none;border-bottom:1px solid var(--gold);line-height:1.5;margin-top:12px}.text-link span{margin-left:10px}.text-link:hover{border-color:var(--navy)}.text-button{border:0;background:transparent;text-decoration:underline;text-underline-offset:5px;color:inherit;font-size:15px;min-height:48px;padding:10px 5px}.actions{display:flex;align-items:center;flex-wrap:wrap;gap:14px;margin-top:25px}.section{padding:92px 0}.section>.wrap>p{max-width:860px}.cream{background:#faf9f5}.sand{background:var(--sand)}.navy{background:var(--navy);color:#fff}.navy .eyebrow{color:var(--pale-gold)}.navy p{color:#e4e9ed}.navy h1,.navy h2,.navy h3{color:#fff}.navy .small{color:#d4dce1}.navy .source{color:#ead4ad}.navy .button{background:var(--pale-gold);border-color:var(--pale-gold);color:var(--deep)}.navy .button:hover{background:#f2dcba}.navy .text-link{color:#fff;border-color:var(--pale-gold)}.split,.care-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}.split>div>p+.button{margin-top:24px}.situations{border-top:1px solid var(--line)}.situation{display:grid;grid-template-columns:65px 1fr 34px;gap:18px;align-items:start;padding:29px 0;border-bottom:1px solid var(--line);text-decoration:none}.situation h3{font-family:var(--serif);font-weight:400;font-size:30px;margin:0 0 8px}.situation p{color:var(--muted);font-size:17px;max-width:860px}.situation:hover h3{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:6px}.number{color:var(--gold);font-family:var(--serif);font-size:31px;line-height:1.25}.arrow{font-size:30px}.source{display:block;width:fit-content;max-width:100%;font-size:13px;line-height:1.6;color:#705026;margin:15px 0 4px;overflow-wrap:anywhere}.comparison{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:24px 0}.comparison>article{padding:30px 32px 32px 0}.comparison>article+article{border-left:1px solid var(--line);padding-left:32px;padding-right:0}.comparison .number{display:block;margin-bottom:15px}.comparison p{font-size:17px}.comparison.balanced>article{background:#eeeee4;padding:30px}.comparison.balanced>article+article{background:#efe7db}.lined-list{list-style:none;padding:0;margin:0}.lined-list li{border-top:1px solid var(--line);padding:10px 0;font-size:18px}.question-list{margin:0;padding-left:24px}.question-list li{padding:8px 0 14px 5px}.advisor-line{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px}.advisor-line h3{font-family:var(--serif);font-weight:400;font-size:36px}.process{display:grid;grid-template-columns:repeat(3,1fr);list-style:none;gap:36px;padding:0;margin:0}.process>li{border-top:1px solid var(--gold);padding:26px 0}.process .number{display:block;margin-bottom:22px}.process p{font-size:16px}.sample-split{margin-top:44px;align-items:center}.sample-paper{background:#fff;border:1px solid var(--line);box-shadow:10px 12px 0 #e5dfd2;padding:28px 34px}.sample-paper .eyebrow{font-size:10px}.sample-paper h3{font-family:var(--serif);font-size:34px;font-weight:400}.sample-paper p{font-size:15px}.sample-paper dl{font-size:14px;line-height:1.65;margin:22px 0 0}.sample-paper dt{font-weight:700;color:#725124;border-top:1px solid #ddd8ce;padding-top:12px}.sample-paper dd{margin:4px 0 16px}.document-preview{display:flex;flex-direction:column;gap:24px;background:#fff;border:1px solid #d2c8b7;border-top:8px solid var(--gold);padding:44px 34px;min-height:360px;max-width:450px;width:100%;box-shadow:11px 12px 0 #e1dacd;text-decoration:none;align-self:center;justify-self:end}.document-preview .eyebrow{margin:0}.document-preview h3{font-family:var(--serif);font-size:38px;line-height:1.12;font-weight:400}.document-preview>span:last-child{font-size:14px;font-weight:700;margin-top:auto}.document-preview:hover{border-color:var(--gold)}.document-lines{width:100%;display:grid;gap:10px}.document-lines i{height:1px;background:#c1b7a4;display:block}.document-lines i:last-child{width:70%}.resource-shelf{display:grid;grid-template-columns:1fr 1fr;gap:70px;margin-bottom:54px}.resource-shelf .document-preview{max-width:none;justify-self:start}.resource-hero{padding:74px 0;background:var(--sand)}.resource-hero .lead{margin-top:20px}.worksheet{padding:50px 0;background:#fff}.worksheet>.wrap{max-width:850px}.worksheet-section{border-bottom:1px solid var(--line);padding:24px 0}.worksheet-section p{white-space:normal;overflow-wrap:anywhere}.worksheet-section h3{font-size:23px}.reviewed{max-width:900px;margin:0 auto;padding:20px 44px 40px}.faq{max-width:960px}details{border-top:1px solid var(--line);padding:23px 0}details:last-child{border-bottom:1px solid var(--line)}summary{cursor:pointer;font-size:20px;font-weight:600;line-height:1.5;padding-right:20px}details p{margin-top:19px;max-width:850px}details .source{margin-bottom:8px}.booking-grid{display:grid;grid-template-columns:1fr 1fr;gap:66px}.booking-panel{padding:34px;background:var(--cream);color:var(--ink)}.booking-panel h3{color:var(--ink)}.booking-panel p{color:var(--muted);font-size:16px}.booking-panel .small{color:var(--muted);font-size:14px}.booking-panel .button{background:var(--navy);color:#fff;border-color:var(--navy)}.booking-panel .button.outline{background:transparent;color:var(--navy)}.channel-actions{display:grid;gap:13px;margin:24px 0}.privacy-note{border-top:1px solid var(--line);padding-top:18px;margin-top:20px!important}.booking-panel :focus-visible{outline-color:var(--focus)}.calendar-frame{width:100%;height:700px;border:1px solid var(--line);margin-top:20px}.tool-panel{background:#fff;border:1px solid var(--line);padding:30px}.tool-panel p{margin-top:16px}fieldset{border:0;padding:0;margin:0;min-width:0}legend{font-size:24px;font-weight:600;line-height:1.35;padding:0;margin-bottom:20px}label{display:grid;gap:8px;font-weight:600;font-size:16px;margin-bottom:20px}input,select{border:1px solid #78838a;min-height:50px;width:100%;padding:9px 12px;background:#fff;border-radius:0;color:var(--ink)}.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:16px}.check{display:flex;align-items:flex-start;gap:12px;margin-top:12px;font-weight:400}.check input{width:22px;height:22px;min-height:22px;margin:3px 0 0;flex:0 0 22px;accent-color:var(--navy)}.error{color:#952b21!important;font-size:16px;font-weight:600}.error:empty{display:none}.result{margin-top:26px;border-top:3px solid var(--gold);padding:22px 0 4px}.result strong{font-size:21px}.result .big{font-family:var(--serif);font-size:46px;font-weight:400;display:block}.months{padding-left:22px;font-size:16px}.months li{padding:2px 0}.income-panel{margin:34px 0 12px;max-width:1000px}.income-panel .split{gap:48px}.income-panel label{grid-template-columns:1.2fr 1fr;align-items:center;gap:16px}.income-panel input{text-align:right}.income-panel .result{padding:26px;background:var(--cream)}.equation{display:flex;gap:25px;align-items:center;flex-wrap:wrap;margin:35px 0}.equation strong{display:block;font-family:var(--serif);font-size:54px;line-height:1.2;font-weight:400}.equation span{font-size:14px;display:block;margin-top:10px}.equation b{font-size:28px;font-weight:400;color:var(--pale-gold)}.priority-list{display:grid;grid-template-columns:repeat(4,1fr);list-style:none;gap:28px;padding:0;margin:0}.priority-list .number{color:var(--pale-gold);display:block;margin-bottom:20px}.priority-list p{font-size:16px}.center{text-align:center}.center h2,.center p{margin-left:auto;margin-right:auto}.center .button{margin-top:25px}.gateway{max-width:620px;width:calc(100% - 40px);max-height:calc(100dvh - 40px);overflow:auto;background:var(--cream);border:1px solid var(--gold);padding:46px;color:var(--ink)}.gateway::backdrop{background:#092033ef}.gateway img{width:200px;margin-bottom:27px}.gateway h2{font-size:33px;margin-bottom:18px}.gateway h2 span{display:block;font-size:25px;margin-top:15px;color:#705026}.gateway .actions{align-items:stretch}.gateway .button{flex:1}.gateway-open main,.gateway-open header,.gateway-open footer,.gateway-open .mobile-action{visibility:hidden}.gateway-open{overflow:hidden}.mobile-action{display:none}footer{padding:62px 0 30px;background:var(--deep);color:#e1e5e8;font-size:15px}.footer-top{display:flex;gap:40px;justify-content:space-between;padding-bottom:35px}.footer-brand{font-family:var(--serif);font-size:34px;line-height:1.2;color:#fff}.footer-brand span{display:block;font-family:var(--sans);font-size:11px;letter-spacing:.2em;text-transform:uppercase;margin-top:8px;color:var(--pale-gold)}.footer-top p+p{margin-top:20px}.footer-contact{display:grid;align-content:center;gap:12px}.footer-contact a{overflow-wrap:anywhere;min-height:28px}.legal-links{display:flex;gap:6px 24px;flex-wrap:wrap;border-top:1px solid #526271;padding:24px 0}.legal-links a{display:inline-flex;align-items:center;min-height:44px}.disclosure{font-size:13px;line-height:1.8;color:#c3cbd2;max-width:1080px}.disclosure p{margin-bottom:14px}.disclosure a{display:inline-flex;min-height:35px;align-items:center}main:focus{outline:none}.section .wrap.narrow article{padding:20px 0;border-bottom:1px solid var(--line)}
@media(min-width:1500px){.hero{padding-top:86px;padding-bottom:86px}.hero-grid{gap:98px}}
@media(max-width:1190px){.wrap{width:calc(100% - 64px)}.header-inner{gap:18px}.brand{flex-basis:150px}.brand img{width:150px}.site-header nav{gap:16px;font-size:13px}.language{font-size:12px;max-width:103px}.hero-grid{gap:44px;grid-template-columns:1.15fr .85fr}.hero{padding:58px 0}.split,.care-grid,.booking-grid{gap:40px}.priority-list{gap:20px}}
@media(max-width:1020px){.header-inner{flex-wrap:wrap;min-height:86px;gap:0 22px;padding:12px 0}.brand{flex-basis:170px}.brand img{width:170px}.language{margin-left:auto;font-size:13px;max-width:none}.site-header nav{order:4;flex:0 0 100%;flex-wrap:wrap;justify-content:space-between;gap:12px;padding-top:8px;font-size:14px}.menu-toggle{order:3;margin-left:20px;min-height:44px;border:1px solid var(--line);padding:5px 12px;color:var(--ink);background:#fff}.enhanced .menu-toggle{display:block}.enhanced .site-header nav{display:none}.enhanced .site-header nav[data-expanded=true]{display:flex;flex-wrap:wrap;padding:18px 0}.hero-grid{gap:38px}.hero h1{font-size:48px}.lead{font-size:19px}.hero-portrait{max-width:360px}.hero-portrait::before{inset:-8px 12px 12px -8px}.hero .button{font-size:15px;padding:14px 17px}.section{padding:72px 0}.process{gap:26px}.priority-list{grid-template-columns:1fr 1fr;gap:32px}.funnel-header .language{margin-left:22px}.funnel-header .header-phone{margin-left:auto}.booking-panel{padding:25px}}
@media(max-width:760px){.wrap{width:calc(100% - 40px)}.hero{background:var(--cream);padding:44px 0 55px}.hero-grid{grid-template-columns:1fr;gap:44px}.hero h1{font-size:clamp(42px,8.2vw,59px)}.hero-portrait{justify-self:center;max-width:400px}.hero-grid>.document-preview{justify-self:start;max-width:520px;margin-right:12px}.hero-paths{gap:20px}.hero .lead{margin-top:23px}.split,.care-grid,.booking-grid,.advisor-line{grid-template-columns:1fr;gap:32px}.section{padding:60px 0}.section h2{margin-bottom:28px}.process{grid-template-columns:1fr;gap:0}.process>li{display:grid;grid-template-columns:48px 1fr;column-gap:16px;padding:22px 0}.process .number{grid-row:1/3;margin-bottom:0}.process h3{margin-bottom:8px}.process p{grid-column:2}.situation{grid-template-columns:40px 1fr 22px;gap:10px;padding:24px 0}.situation h3{font-size:28px}.situation p{font-size:16px}.situation .number,.situation .arrow{font-size:25px}.comparison{grid-template-columns:1fr}.comparison>article{padding:25px 0}.comparison>article+article{border-left:0;border-top:1px solid var(--line);padding:25px 0}.comparison.balanced>article{padding:24px}.resource-shelf{grid-template-columns:1fr;gap:42px}.sample-paper{padding:25px;box-shadow:6px 7px 0 #e5dfd2;margin-right:7px}.document-preview{padding:35px 27px;min-height:300px;box-shadow:6px 7px 0 #e1dacd}.document-preview h3{font-size:34px}.resource-hero{padding:50px 0}.priority-list{gap:28px 24px}.footer-top{flex-direction:column;gap:25px}.footer-contact{gap:6px}.legal-links{gap:2px 19px}.legal-links a{font-size:14px}.disclosure{font-size:13px}.tool-panel{padding:22px}.income-panel .split{gap:26px}.income-panel label{grid-template-columns:1fr 1fr}.income-panel .result{padding:20px}.equation{gap:20px;display:grid;grid-template-columns:1fr auto}.equation>div:last-child{grid-column:1/-1;border-top:1px solid #8796a1;padding-top:20px}.equation>b:nth-of-type(2){grid-row:2;grid-column:2}.equation strong{font-size:48px}.equation span{font-size:15px}.gateway{padding:28px}.gateway h2{font-size:29px}.gateway h2 span{font-size:23px}.funnel-header .brand{flex-basis:135px}.funnel-header .brand img{width:135px}.funnel-header .header-phone{font-size:14px}.funnel-header .language{flex-basis:100%;justify-content:flex-end;min-height:30px}.mobile-action{display:block;position:fixed;bottom:0;left:0;right:0;z-index:30;background:#fff;border-top:1px solid var(--line);padding:10px 20px calc(10px + env(safe-area-inset-bottom))}.mobile-action .button{width:100%;min-height:50px;font-size:15px}.keyboard-open .mobile-action{display:none}body:has(.mobile-action){padding-bottom:90px}.reviewed{padding:16px 20px 30px}.source{font-size:13px}.header-inner{gap:0 12px}.menu-toggle{margin-left:12px}.language{font-size:12px}.brand{flex-basis:137px}.brand img{width:137px}.enhanced .site-header nav[data-expanded=true]{flex-direction:column;align-items:stretch;gap:0}.site-header nav a{min-height:48px}.nav-contact{padding:10px;margin-top:8px}html{scroll-padding-top:110px}}
@media(max-width:390px){.wrap{width:calc(100% - 32px)}.header-inner{column-gap:8px}.brand{flex-basis:120px}.brand img{width:120px}.language{max-width:85px;font-size:12px}.menu-toggle{font-size:14px;margin-left:8px;padding:6px 8px}.hero h1{font-size:41px}.button{padding:14px 17px}.priority-list{grid-template-columns:1fr}.funnel-header .language{max-width:none}.income-panel label{grid-template-columns:1fr}.field-pair{gap:12px}.booking-panel,.tool-panel{padding:20px}.gateway .actions{flex-direction:column}.gateway img{width:165px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
@media print{@page{size:letter;margin:17mm}html{scroll-behavior:auto}body{padding:0!important;font-size:11pt;background:#fff!important;color:#000!important;line-height:1.45}header,footer,.skip,.mobile-action,.gateway,.menu-toggle,.button,.text-link,.text-button,.actions,.hero-portrait,.document-preview{display:none!important}.preview{display:block;background:none;color:#000;font-size:8pt;border-bottom:1px solid #999}.wrap{width:100%;max-width:none!important}.hero,.section,.resource-hero{background:#fff!important;color:#000!important;padding:12pt 0}.navy p,.navy h2,.navy h3,.small,.source,.eyebrow{color:#222!important}.hero-grid,.split,.care-grid,.booking-grid,.advisor-line,.comparison,.resource-shelf,.priority-list,.process{display:block}h1{font-size:28pt}h2{font-size:23pt;margin:15pt 0}h3{font-size:14pt}p{font-size:11pt}.lead{font-size:12pt}.comparison>article+article{border-left:0;padding:15pt 0}.tool-panel,.sample-paper{box-shadow:none;border:1px solid #999;padding:12pt}.worksheet-section,fieldset,.result,dl,.sample-paper{break-inside:avoid}.worksheet-section{padding:12pt 0}.resource-hero .actions{display:none}.income-panel{max-width:none}.income-panel .split{display:grid;grid-template-columns:1fr 1fr;gap:20pt}.income-panel label{display:grid;grid-template-columns:1fr 1fr;font-size:10pt}input,select{min-height:22pt;padding:4pt;font-size:11pt}details{break-inside:avoid}.source{font-size:8pt}.reviewed{padding:10pt 0;font-size:8pt}.equation{display:flex}.equation strong{font-size:28pt}.equation>b{color:#000}.booking{display:none}.months{font-size:10pt}.check{font-size:11pt}.hero .lead{margin-top:12pt}button{display:none!important}}

.campaign-boot main,.campaign-boot header,.campaign-boot footer,.campaign-boot .mobile-action{visibility:hidden}
